The maximum cover limit varies between different insurance providers. Cancellation – up to £7,500; Travel delay – £20 for the first 12 hours and £10 for each 12 hour delay after that up to a total of £60; or holiday abandonment up to £7,500. VAT No. Cover available for persons aged under 70 who are in good health. Shearings, Sunway House, Canklow Meadows, Rotherham, S60 2XR, United Kingdom. Travel Insurance Nicaragua Cancellation and Curtailment Cover Sign up to our newsletter to receive Specific products include: Business; Coach Plus Breakdown; Coach Plus Driver; and SAFI. Cover for denied boarding on domestic flights as a result of showing symptoms of COVID-19* Cover to come home early from your trip as a result of getting Coronavirus* 24/7 access to a UK based GP at any time during your trip. Cancellation cover is a part of many travel insurance policies. Terms and conditions apply. Comprehensive worldwide travel insurance for you, your immediate family, and your Supplementary Cardmembers and their immediate family, from the moment you book with your Card. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MaPs travel insurance directory https://traveldirectory.moneyadviceservice.org.uk/en or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm. If you prefer to book over the phone, you can request insurance when you call. News We have a range of facilities to cover companies; ranging from Group Personal Accident and Travel to Liability cover for Tour Operators. Levels of Cover. What does our travel insurance policy include? Travel insurance with over £7,500 Cancellation Cover. ** Consideration will be given for those without existing travel insurance. Here at Emerald Life, we provide coverage of up to £10,000,000 with our Nicaragua travel insurance. injury and being called for jury service - all of which are “evidence-based” For UK domiciled individuals, although can be endorsed for most countries. Extended stay / travel delay extension available. Request Supplies ... » Overseas Holidays & Travel Planning. This is included in the cost of all travel insurance policies we sell. As schemes specialists, we are able to provide some unique products; these currently include: ‘Top-up’ Cancellation cover; Euro Plus (breakdown cover for people travelling to Europe); and PJH Worldwide for those who have already travelled and expats. About Us Our Silver policy is our original single trip policy that provides you with comprehensive cover at affordable premiums; Our Gold policy provides enhanced cover including cancellation up to £7,500 and personal belongings to £2,500; Thinking about taking more than one trip per year? £30 per day, up to £300 in total, if you are ordered to self-isolate in your holiday accommodation by a relevant Government authority, following you receiving a positive COVID-19 test result. As a global pandemic, Covid-19 is classified as a known event. The latest version of Adobe Acrobat Reader is required to view these files. has found no insurer that will protect you from the full range of possible coronavirus-related incidents. The Scheme provides high value cancellation, abandonment, interruption and curtailment cover for specified single trips. Before you leave for Nicaragua, it’s important to ensure that your travel insurance policy offers enough coverage to pay for emergency medical services and repatriation back to the UK. Cancellation for any reason up to £7500 per person. * Higher limits will be considered. Our worldwide travel insurance policies include travel to the USA, Canada, the Caribbean, Bermuda, China, Hong Kong, … Travel Insurance with Holiday Cancellation Cover Having holiday cancellation insurance in place when you book is an important precaution to take. This section does not apply to trips within the United Kingdom (unless involving travel to or from Northern Ireland or the Isles of Scilly) Travel Insurance Iraq Cancellation and Curtailment Cover Privacy Policy Coverwise (Silver) gives annual cover from £18.55 and single from £7.42. Client TOBA However, long-term travel insurance may include other cover, given the various activities people undertake on extended trips, such as working abroad. Pre-existing physical, psychological or medical conditions. Our NEW COVID-19 policy now covers you for disruption to your holiday plans as a result of the COVID-19 pandemic. Our Multi Trip Travel Insurance may be more suitable You, if you have to cut short your trip due to the death of a close relative, as certified by a medical practitioner, following a positive COVID-19 test result. We’ve teamed up with travel insurance providers Towergate Insurance, to offer a travel insurance policy that’s designed with you in mind. Find out more about the safeguarding procedures we've put in place so you can book with total confidence. Travellers with underlying travel insurance in place with a minimum of £7,500 cancellation cover per person**. Cost of essential emergency medical treatment if the trip is outside of the United Kingdom. Cancellation – up to £10,000; Travel delay – £25 for the first 12 hours and £25 for each 12 hour delay after that up to a total of £200; or up to £10,000 holiday abandonment. Contractual dispute including wilful breach of a contract by the insured. Some of the benefits of this travel insurance policy include: Excesses are applicable to the above cover. Whether you require cover for a medical condition, hazardous activities, round the world trip, Gap year, etc., we have a policy for you. As with standard policies, a comprehensive long-stay travel insurance policy should cover you for medical expenses, cancellation, and baggage, etc. For your peace of mind, we've added COVID-19 cover to ALL insurance policies taken out through us. 100 Sports & Activities Latest update on Travel. Terrorism including cross-border threat extension available. Policies purchased: Will not cover cancelling or cutting short your trip, or travel delay/missed departure, or any change in travel advice by the Foreign, Commonwealth & Development Office (FCDO) if these are a result of Covid-19. It means you can reclaim the cost of your trip, up to the maximum cover limit, if you’re unable to travel. All rights reserved. Available to those who are UK, Isle of Man and Channel Island domiciled. Cover is available up to £500,000 to protect individual holidays and trips to most destinations. However, we strongly recommend you take out a holiday insurance policy to provide you with financial protection and cover you for any unfortunate happenings that may occur. For the latest travel advice from the Foreign & Commonwealth Office including security and local laws, plus passport and visa information, check travelaware.campaign.gov.uk. After all if you end up having to cancel your trip at the last minute, at least with having holiday cancellation insurance there is some comfort knowing you're protected against financial loss . It is intended as a ‘top-up’ over the level of existing cover in place, providing insurance in excess of the underlying travel insurance. From getting sick abroad to having to cancel your flights because of self-isolation, the coronavirus pandemic could still wreck your holiday later in 2021, making travel insurance essential. Cancellation cover explained. 03746239, https://traveldirectory.moneyadviceservice.org.uk/ent, £5,000 UK, Isle of Man Channel Islands & Europe / £7,500 Worldwide Cancellation & Curtailment, £75 UK, Isle of Man, Channel Islands & Republic of Ireland, £60 Europe & Worldwide (trips up to £5,000 in value), £250 Worldwide (trips £5,001 to £7,500 in value), up to £100 (after 12 hours) for baggage delay, up to £200 (subject to age) personal money. Although an increasing number of insurers are offering ‘COVID cover’, Which? Individuals, families and groups requiring high levels of cancellation insurance cover for their holiday/trip. Please download the full insurance coverage documentation here. Data Subject Access Request. Plus, wherever you are in the world, you’re able to call our medical emergency helpline 24/7. When you get a quote with Compare the Market, you have the option to compare all cancellation cover limits and maximum amounts, ranging from £1,500 to £7,500. Your statement of cover will be sent to you with your booking confirmation. P J Hayman updates by email: Call us on: Cancellation cover up to £7,500 (Platinum Cover) Baggage and personal possessions up to £2,500 (Platinum Cover) Scheduled airline failure included as standard on all policies; Read our Product Information Document document for more details on our travel insurance cover. Register number 497103. COVID-19 related claims caused by Government or FCO restrictions, such as further lockdowns. Shearings. If you've already booked, adding insurance to an existing booking is easy. Cancellation cover if you or anyone named on your policy test positive for COVID-19, 14 days before you are due to travel. With over 25 years experience in travel insurance, we have created specific products to cater for specific needs. If we can’t offer you the cover you want, or your premium is higher than you wanted because you have medical conditions, you may be able to get help by accessing the Money and Pensions Service travel directory at: https://traveldirectory.moneyadviceservice.org.uk/ent or by calling 0800 138 777 (Open Monday to Friday, 8am to 6pm). Our Premier and Elite cover is 5 Star Defaqto Rated. Direct Line - Policies offer cancellation cover for if you can't go any more due to an FCO ban on all but essential travel comes into force after you booked the trip. Optional covers are available for extended stay, travel delay; and terrorism including cross-border threat. Registered in England No. Copyright © 1999-2021 Shearings Travel Limited. With travel insurance against FCDO advice, if you feel safe to go on your trip, you’ll be pleased to know we have cover for just that. Broker Development: 02392 419 050 So, even while the FCDO advises against all but essential travel to some of our most-loved destinations, you can still travel should you need to. Contact Us Any act of terrorism (unless additional cover is provided and the additional premium paid). Post Office is an award-winning travel insurance company, having won Best Travel Insurance Provider Gold award each year from 2006 to 2015 and the Silver award in 2016 to 2018 at the British Travel Awards and winner of the Best Online Travel Insurance Provider at the Your Money Awards in 2019. Financial causes, fraud, misrepresentation or concealment by the Proposer. Cover includes Cancellation, Abandonment, Postponement, Interruption or Curtailment. At Shearings, we always do everything we can to ensure your holiday runs as smoothly as possible from start to finish. We’re also proud to tell you that the above cover applies to: All conditions. 24/7 medical support Practical help when you need it. Practical help when you need it most. Arc International, a trading name of Apex Insurance Services, who are authorised and regulated by the Financial Conduct Authority. Hi all, We've recently booked our honeymoon for next year and are looking to get insurance quickly. If you haven't yet booked your holiday, simply tick the box that you'll find during the online booking process. Some providers have restricted cancellation and travel disruption cover in policies bought after coronavirus was declared a pandemic on 11 March 2020. Big Cat Travel Insurance offers 3 levels of cover with varying compensation levels depending on your budget. 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